Service Charges – Uttarkashi Zila Sahkari Bank Ltd

Services

Service Charges

S.No.	Name of Service	Description of Service	Revised rate effective from 01-01-2025
1	Demand Draft / TT / Bankers Cheque	1-Upto Rs. 10000.00	Rs. 35.00
		2-Above Rs. 10000.00	Rs. 3.50 per Thousand, Maximum of Rs. 5000.00
		3- Draft Cancelation	100.00
		4- Draft Revalidation	100.00
		5- Dupliacate DD	100.00
2	Cheque Collection Local (OBC)	1- upto Rs. 10000.00	50.00
		2- Rs. 10001 to 100000.00	100.00
		3- Above 100000	150.00
3	Cash Widhdrawl Limit from Other CBS Branch	1-Savinng Bank Accounts	Max WDR Limit with CHQ upto Rs. 40000.00
		2.Current Account	Max WDR Limit with CHQ upto Rs. 50000.00
		3.CC / OD / Loans	Max WDR Limit with CHQ upto Rs. 50000.00
4	Cheque / Bill Return Charges	Local Cheque/ Bill	Rs. 100.00
		Outside Cheque / Bill	Rs. 100.00+Postal Charges
		Due to insufficient Balance	200.00
		Return due to Other Reason	100.00
5	Minimum Balance Charges	1. Minimum Average Balance for SBA Accounts (Without CHQ)-Rs. 500.00	Rs. 100.00 @ HY
		2. Minimum Average Balance for SBA Accounts (With CHQ)-Rs. Rs. 1000.00	Rs. 100.00 @ HY
		3. Minimum Average Balance for CAA Accounts (Without CHQ)-Rs. 2000.00	Rs. 100.00 @ HY
6	Cheque Book Charges	First Chq Book Free & After Ist Chq book, @ Per Leaf Charges	2.00
7	Stop Payment	Maximum Rs. 500.00 & Per Cheque charges	100.00
8	Duplicate Statement / Passbook	1. Issue Duplicate passbook with latest Balance	100.00
		2. Old Entries on passbook / Statement @ Per Page charges	50.00
		3. Issuing Duplicate Fixed Deposit reciept @ per FDR charges	100.00
9	NO Dues	No Dues Certificate (Exclusive of Govt. Scheme)	100.00
10	Inactive Charges	Inactive Charges on SBA & CAA Accounts	100.00
11	Account Closure (Within 6 Months)	1. Saving Account (Without Cheque Book)	100.00
		2. Saving / Current Account (Without Cheque Book)	200.00
		3. On Death of Account Holder	0.00
12	RD Late Fees	Late fees @ Per Month / 100.00	2.00
13	Locker Registration Charges	For All type of Lockers	500.00
14	Locker Charges Annual	1. Locker Rent Annual (Small)	1000.00
		2. Locker Rent Annual (Medium)	1200.00
		3. Locker Rent Annual (Large)	1500.00
15	Overdue Locker Charges	First QTR	10% of annual Locker Rent
		Second QTR	20% of annual Locker Rent
		Third QTR	30% of annual Locker Rent
		Fourth QTR	40% of annual Locker Rent
		After One Year	Rs. 1000.00 & Locker Broken Charges
16	CIC-Credit Information Charges	Per CIC Reports CBIL, CRIF, Equifax & Experian	200.00
17	CERSAI Charges	CERSAI Property Registration Charges	500.00
18	Micro ATM transaction Charges	1. Aquirer transaction Charges on M.ATM upto 5000.00	25.00
		2. Aquirer transaction Charges on M.ATM upto 5001.00 to 10000.00	50.00
19	Merchant POS	Merchant POS Monthly Recurring Charges	250.00
20	ATM txn Charges on Other Bank’s ATM after 5 Successful transactions	Financial Transations Charges	24.00
		Non-Financial Charges	9.00
21	Postal Charges	With Normal Post	30.00
		With Registered/ Speed Post	60.00
22	Processing Charges
		1- CDL (Consumer Durable Loan)	0.50% of the loan Amnt., Minimum Rs. 500.00 & Maximum Rs. 2500.00
		2. Vechicle Loan upto 5.00 Lakh	0.50% of the loan Amnt., Minimum Rs.1000.00 & Maximum Rs. 2500.00
		3. Vechicle Loan from 5.00 to 30 Lakh	0.50% of the loan Amnt., Minimum Rs.2500.00 & Maximum Rs. 5000.00
		4. House Loan upto 15 Lakh	0.50% of the loan Amnt., Minimum Rs.3000.00 & Maximum Rs. 5000.00
		5. House Loan from 15 to 35 Lakh	0.50% of the loan Amnt., Minimum Rs.7500.00 & Maximum Rs. 12500.00
		6. Karmchari Rin Yojna (KRY) – On New Account Opening	0.50% of the loan Amnt. Or Rs.5000.00 (Which is minimum)
		7. Karmchari Rin Yojna (KRY) – On Reewal of KRY	0.10% of the loan Amnt. Or Rs.1000.00 (Which is minimum)
		8. Other Loan / CC Limit upto 10 Lakh (On New Account)	0.50% of the loan Amnt., Minimum Rs.500.00 & Maximum Rs. 5000.00
		9. Other Loan / CC Limit upto 10 Lakh (On Renewal )	0.10% of the loan Amnt. Or Rs.2000.00 (Which is minimum)
		10. Other Loan / CC Limit Above 10 Lakh (On New Account)	0.50% of the loan Amnt., Minimum Rs.5000.00 & Maximum Rs. 20000.00
		11. Other Loan / CC Limit Above 10 Lakh (On Renewal)	0.25% of the loan Amnt. Or Rs.7500.00 (Which is minimum)
		12. Loan Against Depost (Per Loan account)	200.00
23	Signature Verficationn	Signature Auth Charges	100.00
24	Photograph Verification	Photograph Auth Chg	100.00
25	Addition or Deletion of Names in Accounts	Charges for Adding / Removal of Per New Joint Holders/Nominee	Per Addition or Deletion Rs. 100
26	Issue Call Deposit Reciept	Call Deposit Per Reciept Charges	100.00
27	Power of Atorney or Mandate of accounts	Power of Atorney or Mandate of accounts Charges	300.00
28	Real Time Gross Settlement (RTGS)	Per Transaction Charges Rs. 2.00 to 5.00 Lakh	25.00
		Per Transaction Charges Above Rs. 5.00 Lakh	50.00
29	National Electronic Fund Transfer (NEFT)	Per Transaction Charges upto Rs. 10000.00	2.50
		Per Transaction Charges upto Rs. 100000.00	5.00
		Per Transaction Charges upto Rs. 200000.00	15.00
		Per Transaction Charges above Rs. 200000.00	25.00
30	IMPS Outward Charges (Branch Module)	Amounts Upto Rs. 1000.00 to 100000.00	5.00
		Amounts Upto Rs. 100000.00 to 200000.00	15.00
		Amounts Upto Rs. 200000.00 to 200000.00	30.00
31	Other CBS Charges	1. SMS Charges -Annual	60.00
		2. ATM Charges – Annual (Rupay Debit Card)	100.00
		3. ATM Charges – Annual (Platinum Debit Card)	200.00
		4. ATM Charges – Annual (Rupay KCC Card)	0.00
		5. Addition Card Charges Per Card	100.00
		6. Card Replacement / Card Reissue Charges	200.00
32	Bank Gurantee (BG)	Issue Bank Gurantee (BG)	Rs. 5.00 Per Thousand Maximim 10000.00
33	Mandate / ECS	1. Non Payment of Mandate / ECS	250.00
		2. Cancelation of Mandate	100.00
34	House Loan – Physical Verification	1. House Loan – Physical Verification in the District	1000.00
		2. House Loan – Physical Verification Out of the District	2000.00